What is the process of buying a property in Spain?

The process involves selecting a property, making a reservation, signing a private contract, and completing the purchase in the notary.

How long does it take to complete a property purchase?

For a second-hand property purchase it takes between 4 to 8 weeks, depending on legal checks and financing. For a new build it can take from 1 month to 3 years, depending on the stage of construction when you buy.

Can I buy a property in Spain without being physically present?

Yes, the purchase can be completed remotely through a power of attorney.

What documents are required to buy a property?

You will need a passport and NIE number. You will also be required to provide proof of the source of funds to comply with legal and financial regulations.

Do I need a Spanish bank account to purchase property?

Yes, a Spanish bank account is typically required to manage payments and ongoing expenses. If you already have an EU bank account, you can use it for maintenance costs, but opening a Spanish account is recommended for easier management.

What is an NIE number and how do I obtain it?

The NIE is a foreign identification number required for any legal or financial transaction in Spain. It can be obtained at a Spanish consulate abroad or at a police station in Spain.

Can foreigners get a mortgage in Spain?

Yes, non-residents can obtain a mortgage, usually financing 60–70% of the property value.

What are the main differences when buying as a non-resident?

Non-residents must comply with additional administrative and financial requirements, but the process is straightforward with proper guidance.

Do I need a lawyer to buy property in Spain?

A lawyer is highly recommended to ensure legal security and review all documentation.

Can I give power of attorney to complete the purchase remotely?

Yes, a power of attorney allows a legal representative to complete the entire process on your behalf.

What additional costs should I expect when buying a property?

Buyers should expect around 12–13% in additional costs, including taxes and legal fees.

How much deposit is required?

A deposit of 10% is typically required at the private contract stage for resale properties. In new developments, the reservation deposit usually ranges from €6,000 to €25,000 depending on the final price.

What percentage of the property value can I finance?

Most banks finance between 60% and 70% of the property value for non-residents.

What are the typical mortgage conditions in Spain?

Mortgage conditions vary, but include fixed or variable rates and require proof of income and financial stability.

Are there any ongoing taxes after purchase?

Yes, there are annual property taxes (IBI) and community maintenance costs to consider.

Is Costa Blanca a good place for real estate investment?

Costa Blanca offers strong demand, lifestyle appeal, and stable long-term value, making it one of the most sought-after investment destinations in Spain.

What type of properties generate the best rental income?

Apartments with 1–2 bedrooms in prime locations close to the beach or golf resorts tend to generate the strongest rental demand and returns.

What factors affect property profitability?

Location, property type, demand, management quality, and local council regulations and restrictions all directly affect profitability.

Can you help with commercial or large-scale investments?

Yes, advisory services include commercial assets, hotels, and large-scale investment projects.

What is the difference between new build and resale properties?

New build properties are newly constructed, while resale properties have had previous owners. New builds often come with modern standards and developer warranties.

Are new build properties safer to buy?

New builds offer modern standards and guarantees, but require proper evaluation of the developer, project stage, and legal protections.

What should I consider when buying off-plan?

It is important to assess the developer's track record, construction timelines, legal guarantees, and bank guarantees that protect your deposit.

Do you check property documentation before purchase?

Yes, all key documentation — including title deeds, planning licences, and encumbrances — is thoroughly reviewed before proceeding with the purchase.

What role does the notary play in Spain?

The notary ensures the transaction is legally valid, witnesses the signing of the title deed, and facilitates registration of the property in your name.

What services do you provide beyond the purchase?

A comprehensive, end-to-end real estate service is offered, covering property search, sales and investment advisory, market analysis, negotiation, legal coordination, NIE assistance, bank account setup, financing management, relocation support, and post-purchase property management.

Do you help with utilities, taxes, and administration?

Yes, full assistance is provided with utilities connection, local taxes, and all administrative procedures following the purchase.

Can you assist with relocation and settling in Spain?

Yes, comprehensive support is available for relocation, residency applications, and settling into your new life in Spain.

Do you offer property management after purchase?

Yes, ongoing support and full property management services — including rental management — are available after purchase.

Properties (EN) - Capital Union Investment

New Build

1,150,000 €

Torre-Pacheco, Murcia, Spain

Villa Torre-Pacheco

In the region of Murcia, spectacular new-build villas are strategically located. They offer the perfect combination of tranquillity and natural scenery, with prominent views of golf courses and just 10 minutes from the beaches of the Mar Menor. These exclusive homes feature three spacious bedrooms, each with its own bathroom, an additional guest toilet, and a large open-plan living room with equipped kitchen, highlighted by its double-height design. Externally, each villa boasts a private pool, solarium with pre-installation for a jacuzzi, and a spacious basement. The villas are characterised by their modern high-quality finishes and efficient space distribution. The residential complex offers security and tranquillity, as it is gated and monitored 24 hours a day. Its design includes a vast green area of 126,000 m² featuring walking and cycling paths, sports facilities, paddle and tennis courts, a mini-golf course, and spaces dedicated to gardens and dog parks. An impressive artificial lake of nearly 17,000 m², surrounded by white sandy beaches, becomes the focal point of the complex. This expansive lake includes two islands, one of which houses a bar and several beach kiosks that allow enjoyment of the idyllic surroundings in a Caribbean style. The villas offer an ideal setting to enjoy life, with amenities such as a private pool and an extensive private garden. Located less than 4 km from the coast and the town of Los Alcázares, the complex allows enjoyment of various activities, including numerous water sports. Proximity to the city of Cartagena and the Murcia airport, just 22 km away, ensures access to a varied cultural, gastronomic, and sports offer. Each villa is constructed with brick, fitted with PVC windows, air conditioning for heating, and solar panels for hot water. This complex promises an exclusive lifestyle, where modernity and comfort are at the forefront. For more information and exclusive presentations, visit: here.

3 Beds

5 Baths

1 Pool

View Details

New Build

395,000 €

Denia, Alicante, Spain

Townhouse Denia

Experience life just 250 meters from the sparkling Mediterranean Sea. Discover an exclusive residential development of townhouses situated in a prime location of Denia. Here, tranquility, modern design, and the Mediterranean way of living blend beautifully in an exceptional setting. This private residential area comprises 20 three-story townhouses, each crafted to provide maximum comfort. Each property boasts spacious terraces on every level, a private garden with direct access to the community pool, and a covered parking space. The ground floor features an open layout combining the living and dining areas with a fully equipped kitchen, all illuminated by natural light and opening onto the terrace and garden. A convenient guest bathroom is also located on this floor. The first floor includes two bedrooms, one with its own balcony, and a complete bathroom. The upper floor is dedicated to the master suite, featuring a large walk-in closet, an en-suite bathroom, and a private terrace perfect for unwinding. The communal areas are designed to encourage social interaction and well-being, with gardens creating a warm and inviting atmosphere. Situated only a four-minute walk from the breathtaking Les Deveses beach, known for its natural dunes and perfect conditions for water sports, this complex offers a lively yet relaxed lifestyle. The area is also surrounded by beach bars, restaurants, supermarkets, and a prominent shopping center that caters to all needs. For golf enthusiasts, the renowned golf club is just a short drive away, along with hiking trails in the nearby mountains. With excellent road connections, Denia and its harbor, providing access to Balearic Islands, are merely a 20-minute drive away. The homes are expected to be ready for occupancy by April 2026. If you’re looking for a home where nature, design, and comfort unite in an unrivaled setting, this is your chance. Don’t miss out on this exclusive offer in Denia!

3 Beds

3 Baths

1 Pool

View Details

New Build

445,000 €

Los Alcázares, Murcia, Spain

Villa Los Alcázares

Discover your new home in a stylish and modern independent villa nestled in Murcia, Los Alcázares. With a generous space of 106 square meters, this residence boasts three spacious bedrooms and two fully equipped bathrooms, making it perfect for enjoying the comfort and space you desire. The kitchen is thoughtfully equipped with high-end Siemens appliances, featuring a sophisticated and functional design with glossy white cabinetry and an integrated wine cooler. The aerothermal system ensures efficient and sustainable hot water supply for the household. Outside, the villa offers a stunning terrace, private garden with perimeter fencing, green wall, landscaped zones with automated irrigation, and an elegant pool to unwind during sunny days. Additionally, the facade solarium is enhanced with a designer textile structure, creating a shaded space of comfort. The enclosed garage on the ground level is both secure and practical, with natural ventilation and lighting, and features an automatic sectional door for added convenience. Set in an exclusive and peaceful environment, this villa is the perfect choice for those seeking a high quality of life and innovative design. Don't miss this opportunity—request more information today.

3 Beds

2 Baths

1 Pool

View Details

New Build

390,000 €

Los Alcázares, Murcia, Spain

Villa Los Alcázares

Your new home awaits in the beautiful town of Los Alcázares, located in the region of Murcia. Discover this stunning new-build residence featuring four bedrooms, expertly designed to provide maximum comfort and an exceptional quality of life. Nestled in an exclusive residential area, this property harmoniously blends modern design with top-tier materials, alongside a functional layout that enhances the well-being of the entire family. This home offers expansive and luminous spaces, with a cutting-edge design that perfectly captures natural light. Enjoy the convenience of a private garage and basement, accessible through an automated door, complete with a security system. The private garden is enclosed and beautifully landscaped with artificial turf and an elegant palm tree. The home features modern bathrooms equipped with high-end fixtures, including vitrified porcelain sanitary ware, shower enclosures, and premium thermostatic taps. The facilities are top-notch, with pre-installed ducted air conditioning and a comprehensive telecommunications system for TV and telephone connections in all rooms. Energy efficiency is a priority, with hot water supplied via aerothermal technology for improved savings and sustainability. Positioned in one of the most desirable areas of Los Alcázares, this property is conveniently close to essential services, shopping areas, schools, and provides excellent access to major transportation routes. Moreover, you will be just minutes away from the beach, allowing you to enjoy the Mediterranean climate throughout the year.

4 Beds

3 Baths

1 Pool

View Details

New Build

659,000 €

San Javier, Murcia, Spain

Villa San Javier

Discover an exceptional collection of modern townhouses set in an incredible setting. Just steps away from the coast, these residences offer a unique blend of serenity and fun, allowing you to make the most of everything the surroundings have to offer. The villas feature a private pool, solarium, and a modern design tailored to provide uncompromising comfort. They are equipped with spacious interiors, superior quality finishes, and a layout that maximizes natural light, creating a welcoming ambiance in every corner. Living here means having the beach just a few steps away and enjoying a variety of dining and entertainment options in the area. It's an ideal location for those seeking a permanent residence or a perfect getaway for vacations. Don't miss this exceptional opportunity to be part of a vibrant yet relaxing environment. For more details and to secure your future home near the sea, feel free to contact us. Completion is set for the IV Quarter of 2026, offering the peace of mind of a new construction.

3 Beds

3 Baths

1 Pool

View Details

New Build

384,000 €

Starfish, Murcia, Spain

Villa Starfish

This exclusive project masterfully combines the ideal vacation home with a sound investment opportunity. Nestled in a serene location just 150 meters from the beach, it offers the perfect setting for those seeking peace and tranquility. Situated in the charming urbanization of Estrella de Mar, this development lies near Los Urrutias, a peaceful fishing village along the Mar Menor. Within this urbanization, residents enjoy access to various restaurants, a supermarket, and local bars. Essential services such as a church, pharmacy, and newsstands are conveniently located nearby. With a price range from €259,000 to €364,900, the properties offer living spaces ranging from 66 m² to 120 m², featuring 2 to 3 bedrooms. Just 43 km from Murcia and 16 km from Cartagena, the location balances tranquility with accessibility to nearby cultural hubs. A brief 10-minute drive takes you to the bustling coastal town of Los Alcázares, vibrant in both summer and winter months. Boasting a climate that many consider the best in Spain, Estrella de Mar offers more than 300 days of sunshine annually, maintaining an average temperature of 18°C. The region benefits from protection by inland mountains, ensuring a subtropical Mediterranean climate year-round. Summer temperatures range from 28°C to 32°C, while even the winter maintains a mild atmosphere. This idyllic climate underscores Estrella de Mar as a true climatic paradise.

3 Beds

3 Baths

0 Pool

View Details

New Build

384,000 €

Starfish, Murcia, Spain

Villa Starfish

This exclusive project masterfully combines the ideal vacation home with a sound investment opportunity. Nestled in a serene location just 150 meters from the beach, it offers the perfect setting for those seeking peace and tranquility. Situated in the charming urbanization of Estrella de Mar, this development lies near Los Urrutias, a peaceful fishing village along the Mar Menor. Within this urbanization, residents enjoy access to various restaurants, a supermarket, and local bars. Essential services such as a church, pharmacy, and newsstands are conveniently located nearby. With a price range from €259,000 to €364,900, the properties offer living spaces ranging from 66 m² to 120 m², featuring 2 to 3 bedrooms. Just 43 km from Murcia and 16 km from Cartagena, the location balances tranquility with accessibility to nearby cultural hubs. A brief 10-minute drive takes you to the bustling coastal town of Los Alcázares, vibrant in both summer and winter months. Boasting a climate that many consider the best in Spain, Estrella de Mar offers more than 300 days of sunshine annually, maintaining an average temperature of 18°C. The region benefits from protection by inland mountains, ensuring a subtropical Mediterranean climate year-round. Summer temperatures range from 28°C to 32°C, while even the winter maintains a mild atmosphere. This idyllic climate underscores Estrella de Mar as a true climatic paradise.

3 Beds

3 Baths

0 Pool

View Details

New Build

409,000 €

San Pedro del Pinatar, Murcia, Spain

Bungalow San Pedro del Pinatar

Discover modern homes designed as stylish duplexes featuring three bedrooms and two bathrooms, complete with private swimming pools. Prospective homeowners can choose between ground-level units with their own garden or upper-level options equipped with a terrace and a private solarium, which includes an outdoor kitchen. Each duplex offers three bedrooms and two bathrooms, with an open-plan living room that seamlessly connects to the kitchen area. Ground floor units boast spacious terraces, a private pool, designated parking, and a storage area within the property. Upper floor duplexes come with a private balcony, a rooftop terrace featuring a personal pool and toilet, in addition to parking and storage within the complex. Upper floor units provide a complete outdoor kitchen, an electric barbecue, a hot water shower, and a designer metal pergola, enhancing your living space year-round while offering shade during the sunniest months of the year. Prices range from €399,000 to €449,000, with each property covering approximately 87 m². San Pedro del Pinatar is a charming town nestled alongside the Mar Menor in Costa Cálida, within the province of Murcia. It is conveniently located near the natural lagoon created by the La Manga strip. This area, known for its fishing port, offers numerous amenities such as bars, restaurants, and shopping areas. The town and its surroundings boast fabulous beaches, including Playa de la Torre Derribada and Playa de Llana, where visitors can enjoy a variety of dining options and ample parking availability. San Pedro del Pinatar is situated 46 km from Murcia and 87 km from Alicante, making it an accessible location with a unique blend of local culture and natural beauty.

3 Beds

2 Baths

1 Pool

View Details

New Build

289,000 €

San Pedro del Pinatar, Murcia, Spain

Apartment San Pedro del Pinatar

The new residential project features 51 apartments with varied configurations of 2 and 3 bedrooms. Prospective buyers can choose between ground floor units that boast expansive terraces with direct pool access or apartments equipped with private solariums. These homes range in size from 76 m² to 89 m² and are priced between 259,000 € and 299,000 €. These contemporary residences include underground parking and storage units, ensuring both convenience and security. Located close to the heart of San Pedro del Pinatar, this development delivers a high-quality living experience in an enviable setting. Essential daily amenities are within walking distance, and local golf courses are just a 15-minute drive away, making these properties both a wise investment and an ideal choice for holidays or permanent living. Nestled by the Mar Menor, San Pedro del Pinatar is a charming coastal town offering access to numerous golf courses, stunning beaches, and a natural reserve. The town is renowned for the Mar Menor's warm and therapeutic waters, perfect for families and water sports enthusiasts. Just five minutes from the Mediterranean shores and the Salinas natural reserve, with Murcia airport 30 minutes away and Alicante less than an hour's drive, San Pedro del Pinatar wonderfully combines nature, convenience, and lifestyle into one appealing locale.

2 Beds

2 Baths

1 Pool

View Details

New Build

289,000 €

San Pedro del Pinatar, Murcia, Spain

Apartment San Pedro del Pinatar

The new residential project features 51 apartments with varied configurations of 2 and 3 bedrooms. Prospective buyers can choose between ground floor units that boast expansive terraces with direct pool access or apartments equipped with private solariums. These homes range in size from 76 m² to 89 m² and are priced between 259,000 € and 299,000 €. These contemporary residences include underground parking and storage units, ensuring both convenience and security. Located close to the heart of San Pedro del Pinatar, this development delivers a high-quality living experience in an enviable setting. Essential daily amenities are within walking distance, and local golf courses are just a 15-minute drive away, making these properties both a wise investment and an ideal choice for holidays or permanent living. Nestled by the Mar Menor, San Pedro del Pinatar is a charming coastal town offering access to numerous golf courses, stunning beaches, and a natural reserve. The town is renowned for the Mar Menor's warm and therapeutic waters, perfect for families and water sports enthusiasts. Just five minutes from the Mediterranean shores and the Salinas natural reserve, with Murcia airport 30 minutes away and Alicante less than an hour's drive, San Pedro del Pinatar wonderfully combines nature, convenience, and lifestyle into one appealing locale.

3 Beds

2 Baths

1 Pool

View Details

New Build

529,000 €

Torre-Pacheco, Murcia, Spain

Apartment Torre-Pacheco

Introducing the latest residential development featuring 42 luxury apartments nestled in the prestigious area of Murcia, near Torrepacheco. This development offers a range of exclusive features designed for luxury living. Each apartment boasts a contemporary open-plan design and is situated on the second floor, featuring a private terrace. The units include either 2 or 3 bedrooms, with modern kitchens equipped with high-quality appliances and fully fitted bathrooms. Built-in wardrobes add to the convenience in every bedroom. Residents can enjoy panoramic views of the swimming pool, communal areas, surrounding countryside, and the stunning lake nearby. This new development offers a state-of-the-art common area that includes a stylish modern swimming pool, a social club, and expansive green spaces. Each apartment is provided with underground parking and a storage room, adding to the convenience of living in such a sophisticated setting. The surrounding resort extends over an impressive 700,000 m². The luxury homes are thoughtfully designed around a central park, reserved exclusively for residents. This central park area provides a wide array of sports, leisure, and dining options for every member of the family, featuring a stunning Crystal Lagoon with an 8,000 m² beach area, complete with a beach club, and several kilometers of walking trails. The development is ideally located near 17 local golf courses and is a short drive from the vibrant town of Los Alcázares. This nearby town offers beautiful sandy beaches and a rich selection of bars, restaurants, and shopping options, making it a perfect locale for both relaxation and convenience.

3 Beds

2 Baths

1 Pool

View Details

New Build

774,000 €

Yecla, Murcia, Spain

Villa Yecla

Welcome to your exclusive, tailor-made home designed to provide a privileged life among vineyards. This innovative residential project is located in Yecla, north of Murcia's heart. Here, the allure of traditional country estates merges with contemporary luxury in a modern single-family residence. This development offers the opportunity to construct independent, customized homes on expansive plots, allowing you to design the perfect home from scratch. The properties feature six bedrooms, providing ample space up to 420 m². Priced at 774,000 €, this reflects the exclusivity of the offering. The properties are set on beautiful plots with ancient olive trees and mature vineyards, immersing you in a rich natural environment. The A+ energy efficiency ensures a sustainable home, while the innovative construction method guarantees quality and modernity. Additionally, there is the possibility of establishing your own wine production, making this place a true paradise for wine enthusiasts. Living in Yecla means enjoying a rural setting with endless views over the countryside and surrounding mountains, offering a tranquil lifestyle in harmony with nature. This locality blends the serenity of its natural environment with the convenience of modern services, providing an unparalleled quality of life.

6 Beds

5 Baths

1 Pool

View Details

Market

exclusive properties .