What is the process of buying a property in Spain?

The process involves selecting a property, making a reservation, signing a private contract, and completing the purchase in the notary.

How long does it take to complete a property purchase?

For a second-hand property purchase it takes between 4 to 8 weeks, depending on legal checks and financing. For a new build it can take from 1 month to 3 years, depending on the stage of construction when you buy.

Can I buy a property in Spain without being physically present?

Yes, the purchase can be completed remotely through a power of attorney.

What documents are required to buy a property?

You will need a passport and NIE number. You will also be required to provide proof of the source of funds to comply with legal and financial regulations.

Do I need a Spanish bank account to purchase property?

Yes, a Spanish bank account is typically required to manage payments and ongoing expenses. If you already have an EU bank account, you can use it for maintenance costs, but opening a Spanish account is recommended for easier management.

What is an NIE number and how do I obtain it?

The NIE is a foreign identification number required for any legal or financial transaction in Spain. It can be obtained at a Spanish consulate abroad or at a police station in Spain.

Can foreigners get a mortgage in Spain?

Yes, non-residents can obtain a mortgage, usually financing 60–70% of the property value.

What are the main differences when buying as a non-resident?

Non-residents must comply with additional administrative and financial requirements, but the process is straightforward with proper guidance.

Do I need a lawyer to buy property in Spain?

A lawyer is highly recommended to ensure legal security and review all documentation.

Can I give power of attorney to complete the purchase remotely?

Yes, a power of attorney allows a legal representative to complete the entire process on your behalf.

What additional costs should I expect when buying a property?

Buyers should expect around 12–13% in additional costs, including taxes and legal fees.

How much deposit is required?

A deposit of 10% is typically required at the private contract stage for resale properties. In new developments, the reservation deposit usually ranges from €6,000 to €25,000 depending on the final price.

What percentage of the property value can I finance?

Most banks finance between 60% and 70% of the property value for non-residents.

What are the typical mortgage conditions in Spain?

Mortgage conditions vary, but include fixed or variable rates and require proof of income and financial stability.

Are there any ongoing taxes after purchase?

Yes, there are annual property taxes (IBI) and community maintenance costs to consider.

Is Costa Blanca a good place for real estate investment?

Costa Blanca offers strong demand, lifestyle appeal, and stable long-term value, making it one of the most sought-after investment destinations in Spain.

What type of properties generate the best rental income?

Apartments with 1–2 bedrooms in prime locations close to the beach or golf resorts tend to generate the strongest rental demand and returns.

What factors affect property profitability?

Location, property type, demand, management quality, and local council regulations and restrictions all directly affect profitability.

Can you help with commercial or large-scale investments?

Yes, advisory services include commercial assets, hotels, and large-scale investment projects.

What is the difference between new build and resale properties?

New build properties are newly constructed, while resale properties have had previous owners. New builds often come with modern standards and developer warranties.

Are new build properties safer to buy?

New builds offer modern standards and guarantees, but require proper evaluation of the developer, project stage, and legal protections.

What should I consider when buying off-plan?

It is important to assess the developer's track record, construction timelines, legal guarantees, and bank guarantees that protect your deposit.

Do you check property documentation before purchase?

Yes, all key documentation — including title deeds, planning licences, and encumbrances — is thoroughly reviewed before proceeding with the purchase.

What role does the notary play in Spain?

The notary ensures the transaction is legally valid, witnesses the signing of the title deed, and facilitates registration of the property in your name.

What services do you provide beyond the purchase?

A comprehensive, end-to-end real estate service is offered, covering property search, sales and investment advisory, market analysis, negotiation, legal coordination, NIE assistance, bank account setup, financing management, relocation support, and post-purchase property management.

Do you help with utilities, taxes, and administration?

Yes, full assistance is provided with utilities connection, local taxes, and all administrative procedures following the purchase.

Can you assist with relocation and settling in Spain?

Yes, comprehensive support is available for relocation, residency applications, and settling into your new life in Spain.

Do you offer property management after purchase?

Yes, ongoing support and full property management services — including rental management — are available after purchase.

Properties (EN) - Capital Union Investment

New Build

299,900 €

San Javier, Murcia, Spain

Townhouse San Javier

This exclusive residential development is situated in a well-connected area in San Javier, surrounded by all the necessary services for daily life. Its location offers the enjoyment of sports facilities, golf courses, and proximity to both the Mar Menor and the Mediterranean Sea, just a few minutes away. The complex consists of nine townhouses designed to offer comfort, spaciousness, and a Mediterranean lifestyle. Each home features three bedrooms and three full bathrooms, with a contemporary layout based on open spaces. The main area integrates a lounge-dining room and kitchen, creating a spacious and bright environment suitable for daily living. The kitchens come fully equipped with appliances, and the homes include pre-installation of ducted air conditioning, providing comfort and functionality. The properties feature a private plot with a parking space, in addition to outdoor areas designed to make the most of the Mediterranean climate: Private poolTerrace areaSpacious solarium These spaces allow homeowners to enjoy the outdoors, relax in the sun, and share moments with family and friends all year round. The location combines residential tranquillity with proximity to the coast and numerous leisure, sport, and service options. The closeness to the beaches of the Mar Menor and the Mediterranean makes this development an attractive option as both a primary residence and a second home.

3 Beds

3 Baths

1 Pool

View Details

New Build

258,900 €

San Javier, Murcia, Spain

Bungalow San Javier

We are pleased to introduce our new development, situated in the charming city of San Javier, in the region of Murcia. Discover this exclusive collection of modern detached villas offering comfort and style in an idyllic setting. With areas starting from 75 m², these homes are designed to provide the best in contemporary living. This project consists of three magnificent properties, each featuring three bedrooms and two bathrooms. They stand out for their functional design, with well-distributed spaces that facilitate everyday comfort. These villas boast a private swimming pool, solarium, and garden, perfect for enjoying the Mediterranean climate. The homes come with fully equipped kitchens and pre-installation for air conditioning to ensure comfort. The single-layer facade and double glazing windows ensure optimal energy efficiency. The ceramic floor and hot water system by aerothermal technology are other features that enhance the quality of these buildings. These homes also include video-door entry and private parking, adding an extra touch of security and convenience to your new home. Living in San Javier means enjoying an exceptional lifestyle on the Mediterranean coast, combining the tranquillity of nature with all necessary urban services. With prices ranging from 258,900 € to 298,900 €, these villas represent an attractive investment for both the present and future. Do not miss the opportunity to be part of this exclusive community in a truly privileged location. The completion of the properties is scheduled for May 2027, offering an unparalleled opportunity to be part of an elite community. For more information about the villas under construction, please consult the presentation via the following link: Presentation.

3 Beds

2 Baths

1 Pool

View Details

New Build

272,900 €

San Javier, Murcia, Spain

Bungalow San Javier

We are pleased to introduce our new development, situated in the charming city of San Javier, in the region of Murcia. Discover this exclusive collection of modern detached villas offering comfort and style in an idyllic setting. With areas starting from 75 m², these homes are designed to provide the best in contemporary living. This project consists of three magnificent properties, each featuring three bedrooms and two bathrooms. They stand out for their functional design, with well-distributed spaces that facilitate everyday comfort. These villas boast a private swimming pool, solarium, and garden, perfect for enjoying the Mediterranean climate. The homes come with fully equipped kitchens and pre-installation for air conditioning to ensure comfort. The single-layer facade and double glazing windows ensure optimal energy efficiency. The ceramic floor and hot water system by aerothermal technology are other features that enhance the quality of these buildings. These homes also include video-door entry and private parking, adding an extra touch of security and convenience to your new home. Living in San Javier means enjoying an exceptional lifestyle on the Mediterranean coast, combining the tranquillity of nature with all necessary urban services. With prices ranging from 258,900 € to 298,900 €, these villas represent an attractive investment for both the present and future. Do not miss the opportunity to be part of this exclusive community in a truly privileged location. The completion of the properties is scheduled for May 2027, offering an unparalleled opportunity to be part of an elite community. For more information about the villas under construction, please consult the presentation via the following link: Presentation.

2 Beds

2 Baths

1 Pool

View Details

New Build

269,000 €

San Pedro del Pinatar, Murcia, Spain

Apartment San Pedro del Pinatar

These newly constructed properties have been designed with a focus on quality, comfort, and efficiency, integrating modern construction solutions and carefully selected materials. The kitchens feature cabinetry with options for choosing finishes and worktops, offering a modern and functional aesthetic that is integrated into the overall design of the home. Properties with a solarium also include a private pool, providing added value in terms of leisure and comfort. San Pedro del Pinatar, located in the Region of Murcia, is one of the most sought-after destinations along the Costa Cálida, known for its balance of natural surroundings, services, and Mediterranean lifestyle. Its privileged location next to the Mar Menor and very near the Mediterranean allows residents to enjoy peaceful beaches, warm waters, and a mild climate year-round.

2 Beds

2 Baths

0 Pool

View Details

New Build

299,900 €

San Pedro del Pinatar, Murcia, Spain

Apartment San Pedro del Pinatar

These newly constructed properties have been designed with a focus on quality, comfort, and efficiency, integrating modern construction solutions and carefully selected materials. The kitchens feature cabinetry with options for choosing finishes and worktops, offering a modern and functional aesthetic that is integrated into the overall design of the home. Properties with a solarium also include a private pool, providing added value in terms of leisure and comfort. San Pedro del Pinatar, located in the Region of Murcia, is one of the most sought-after destinations along the Costa Cálida, known for its balance of natural surroundings, services, and Mediterranean lifestyle. Its privileged location next to the Mar Menor and very near the Mediterranean allows residents to enjoy peaceful beaches, warm waters, and a mild climate year-round.

2 Beds

2 Baths

0 Pool

View Details

New Build

358,000 €

Cartagena, Murcia, Spain

Apartment Cartagena

Experience modern living in these stylish apartments, thoughtfully designed with open spaces and large windows to let in natural light. The open-plan kitchen seamlessly flows into the living area, and the master bedroom comes equipped with a walk-in closet. Each apartment includes two bathrooms. The ground floor units boast spacious terraces facing the pool, while the penthouse is enhanced by an expansive solarium exceeding 70 square meters. Residents will also enjoy the convenience of an underground parking space and a storage room for additional needs. These newly constructed homes offer a seamless blend of comfort and elegance with a choice of two to three bedrooms. Spanning from 99 to 127 square meters, each unit is crafted to meet the demands of modern life. The community gardens are meticulously designed, offering a tranquil oasis for residents to enjoy. Situated in the charming city of Cartagena, the Complex provides a perfect balance between tranquil living and urban convenience. Residents benefit from exceptional amenities and a vibrant community at a price range of 260,000 € to 325,000 €. Whether you're drawn by the historic ambiance or the modern conveniences, life in Cartagena offers a unique and fulfilling lifestyle.

2 Beds

2 Baths

1 Pool

View Details

New Build

189,000 €

Bigastro, Alicante, Spain

Bungalow Bigastro

Located in the peaceful and well-connected town, these exclusive new-build bungalows offer an excellent opportunity for those seeking quality of life in a pleasant residential environment. The development comprises 14 properties, with options for ground floor and upper floor bungalows, designed to maximise comfort, functionality, and enjoyment of outdoor space. Its strategic location, 50 km from the airport, ensures easy connection with the rest of the province and national and international destinations, making it an ideal choice both as a permanent residence and a holiday home. Advantages of a new building Vistas de Bigastro The exteriors have been designed to fully enjoy the Mediterranean climate throughout the year. Private garden in each property, ideal for creating a personal space for relaxation or outdoor gatherings.Spacious terraces, perfect for enjoying outdoor meals or relaxing moments.Private solarium in the upper-floor properties, offering an exclusive space to sunbathe, unwind, or enjoy evening gatherings under the stars. The exterior design combines contemporary lines with a natural setting, creating a welcoming and functional atmosphere. Life in the city Bigastro The properties are designed with an efficient layout, focused on daily comfort. All bungalows feature built-in wardrobes, optimising storage and providing order and aesthetics to the interior spaces. The combination of natural light, balanced layout, and modern finishes transforms each property into a comfortable and welcoming home, adaptable to different lifestyles. The residential complex includes communal areas designed for enjoyment and community living: Community pool, ideal for cooling off and socialising during the warmer months.Community gardens, offering a green, tranquil, and pleasant setting for strolling or relaxing. These spaces enhance the residential character of the complex, offering a safe and relaxed environment. Bigastro is a town that combines tranquillity, tradition, and good connections with the main urban centres of Vega Baja. Its residential setting, coupled with the proximity of services, shops, and natural areas, makes it a very attractive option for those seeking a relaxed lifestyle without compromising on convenience.

3 Beds

2 Baths

1 Pool

View Details

New Build

359,900 €

Sucina, Murcia, Spain

Townhouse Sucina

Located in the charming region of Murcia, Sucina is an authentic Spanish village that enjoys proximity to the stunning beaches of Costa Cálida and the renowned Mar Menor. In recent years, it has experienced significant growth due to its increasing popularity. The Murcia airport is just 25 km away, and by the AP-7 highway, Alicante airport is reachable within 45 minutes. Although the village facilities are modest, it has evolved to meet the needs of a growing population while preserving its traditions and artisanal commerce. This property is a contemporary-style villa, crafted to maximize the Mediterranean light that illuminates every corner of its interior. The living areas are open spaces where the kitchen and lounge seamlessly blend, featuring a central island—a perfect spot for breakfast or daily meals. The living-dining area connects with the porch and pool terrace, forming a spacious and harmonious environment. The villa offers three bedrooms and two bathrooms, along with a charming outdoor washroom for those enjoying the pool. The master bedroom is particularly bright, featuring an en-suite bathroom, a walk-in closet, and direct access to the main terrace, where the pool is located. The spectacular rooftop solarium is an added delight, offering the chance to bask in the sun year-round. Sucina is an ideal destination for golf enthusiasts, offering an extensive selection of courses in the area, with one located just 4 km away. This elegant and modern project is built with materials that reflect its high-quality design, presenting a unique opportunity for exceptional living, with spacious areas and fresh air. With prices ranging from 352,900 € to 382,900 €, these homes, ranging from 107 m² to 111 m², featuring three bedrooms, represent an excellent investment.

3 Beds

2 Baths

1 Pool

View Details

New Build

459,900 €

Dolores, Alicante, Spain

Villa Dolores

This villa embodies the essence of Mediterranean style, with simple and welcoming architecture that provides an authentic holiday feel all year round. Its design prioritises tranquillity, functionality, and a connection with the outdoors, creating a bright and pleasant home. The property is developed on an L-shaped floor plan, allowing all rooms to enjoy abundant natural light, cross ventilation, and pleasant views of the main outdoor area of the house. This configuration promotes a constant relationship between the indoor spaces and the garden, enhancing the sense of openness and freshness. Located in a residential setting with a distinct Spanish character and an excellent quality of life, the villa offers all necessary day-to-day services such as schools, shops, bars, restaurants, sports facilities, and extensive natural areas. Nearby, there are protected areas of great scenic value, ideal for enjoying nature, leisurely outdoor walks, and activities in a unique environment. All this, just a few minutes by car from the beaches of the southern Costa Blanca, renowned for their warm waters, fine sand, and excellent services and access. A perfect location for those seeking tranquillity without sacrificing the sea, sun, and Mediterranean lifestyle.

3 Beds

2 Baths

1 Pool

View Details

New Build

192,000 €

Torre-Pacheco, Murcia, Spain

Apartment Torre-Pacheco

Discover the allure of living in a stylish apartment in Torrepacheco. If you seek a newly constructed property that offers both style and comfort in a peaceful yet well-connected area, this is the opportunity you've been waiting for. Located in the charming town of Torrepacheco, within the province of Murcia, this fantastic apartment is a dream come true for those who love the sun and golf. This apartment offers the perfect space for living with your partner or family. Upon entering, you will be greeted by a bright and welcoming atmosphere that instantly feels like home. The property features a spacious and comfortable master bedroom with built-in wardrobes. Additionally, there's a second bedroom, ideal for children, guests, or to transform into your personal office. Enjoy a fully furnished kitchen complete with appliances, pre-installed air conditioning with the machinery included, and fully equipped bathrooms. The community also boasts a swimming pool. Included in the price, you'll find a garage space and a storage room. The penthouses provide the added luxury of a barbecue area, a sink, and planters. Living in Torrepacheco offers a blend of tranquility and connectivity. With its location in the heart of Murcia, this area provides easy access to various amenities and attractions, making it ideal for families or anyone looking to enjoy a balanced lifestyle. With apartment options ranging from 82 m² to 127 m² and prices between 183,000 € and 243,000 €, Complex presents an inviting and valuable opportunity for homebuyers.

2 Beds

2 Baths

1 Pool

View Details

New Build

233,000 €

Torre-Pacheco, Murcia, Spain

Apartment Torre-Pacheco

Discover the allure of living in a stylish apartment in Torrepacheco. If you seek a newly constructed property that offers both style and comfort in a peaceful yet well-connected area, this is the opportunity you've been waiting for. Located in the charming town of Torrepacheco, within the province of Murcia, this fantastic apartment is a dream come true for those who love the sun and golf. This apartment offers the perfect space for living with your partner or family. Upon entering, you will be greeted by a bright and welcoming atmosphere that instantly feels like home. The property features a spacious and comfortable master bedroom with built-in wardrobes. Additionally, there's a second bedroom, ideal for children, guests, or to transform into your personal office. Enjoy a fully furnished kitchen complete with appliances, pre-installed air conditioning with the machinery included, and fully equipped bathrooms. The community also boasts a swimming pool. Included in the price, you'll find a garage space and a storage room. The penthouses provide the added luxury of a barbecue area, a sink, and planters. Living in Torrepacheco offers a blend of tranquility and connectivity. With its location in the heart of Murcia, this area provides easy access to various amenities and attractions, making it ideal for families or anyone looking to enjoy a balanced lifestyle. With apartment options ranging from 82 m² to 127 m² and prices between 183,000 € and 243,000 €, Complex presents an inviting and valuable opportunity for homebuyers.

3 Beds

2 Baths

1 Pool

View Details

New Build

199,000 €

Torre-Pacheco, Murcia, Spain

Apartment Torre-Pacheco

Discover the allure of living in a stylish apartment in Torrepacheco. If you seek a newly constructed property that offers both style and comfort in a peaceful yet well-connected area, this is the opportunity you've been waiting for. Located in the charming town of Torrepacheco, within the province of Murcia, this fantastic apartment is a dream come true for those who love the sun and golf. This apartment offers the perfect space for living with your partner or family. Upon entering, you will be greeted by a bright and welcoming atmosphere that instantly feels like home. The property features a spacious and comfortable master bedroom with built-in wardrobes. Additionally, there's a second bedroom, ideal for children, guests, or to transform into your personal office. Enjoy a fully furnished kitchen complete with appliances, pre-installed air conditioning with the machinery included, and fully equipped bathrooms. The community also boasts a swimming pool. Included in the price, you'll find a garage space and a storage room. The penthouses provide the added luxury of a barbecue area, a sink, and planters. Living in Torrepacheco offers a blend of tranquility and connectivity. With its location in the heart of Murcia, this area provides easy access to various amenities and attractions, making it ideal for families or anyone looking to enjoy a balanced lifestyle. With apartment options ranging from 82 m² to 127 m² and prices between 183,000 € and 243,000 €, Complex presents an inviting and valuable opportunity for homebuyers.

3 Beds

2 Baths

1 Pool

View Details

Market

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