What is the process of buying a property in Spain?

The process involves selecting a property, making a reservation, signing a private contract, and completing the purchase in the notary.

How long does it take to complete a property purchase?

For a second-hand property purchase it takes between 4 to 8 weeks, depending on legal checks and financing. For a new build it can take from 1 month to 3 years, depending on the stage of construction when you buy.

Can I buy a property in Spain without being physically present?

Yes, the purchase can be completed remotely through a power of attorney.

What documents are required to buy a property?

You will need a passport and NIE number. You will also be required to provide proof of the source of funds to comply with legal and financial regulations.

Do I need a Spanish bank account to purchase property?

Yes, a Spanish bank account is typically required to manage payments and ongoing expenses. If you already have an EU bank account, you can use it for maintenance costs, but opening a Spanish account is recommended for easier management.

What is an NIE number and how do I obtain it?

The NIE is a foreign identification number required for any legal or financial transaction in Spain. It can be obtained at a Spanish consulate abroad or at a police station in Spain.

Can foreigners get a mortgage in Spain?

Yes, non-residents can obtain a mortgage, usually financing 60–70% of the property value.

What are the main differences when buying as a non-resident?

Non-residents must comply with additional administrative and financial requirements, but the process is straightforward with proper guidance.

Do I need a lawyer to buy property in Spain?

A lawyer is highly recommended to ensure legal security and review all documentation.

Can I give power of attorney to complete the purchase remotely?

Yes, a power of attorney allows a legal representative to complete the entire process on your behalf.

What additional costs should I expect when buying a property?

Buyers should expect around 12–13% in additional costs, including taxes and legal fees.

How much deposit is required?

A deposit of 10% is typically required at the private contract stage for resale properties. In new developments, the reservation deposit usually ranges from €6,000 to €25,000 depending on the final price.

What percentage of the property value can I finance?

Most banks finance between 60% and 70% of the property value for non-residents.

What are the typical mortgage conditions in Spain?

Mortgage conditions vary, but include fixed or variable rates and require proof of income and financial stability.

Are there any ongoing taxes after purchase?

Yes, there are annual property taxes (IBI) and community maintenance costs to consider.

Is Costa Blanca a good place for real estate investment?

Costa Blanca offers strong demand, lifestyle appeal, and stable long-term value, making it one of the most sought-after investment destinations in Spain.

What type of properties generate the best rental income?

Apartments with 1–2 bedrooms in prime locations close to the beach or golf resorts tend to generate the strongest rental demand and returns.

What factors affect property profitability?

Location, property type, demand, management quality, and local council regulations and restrictions all directly affect profitability.

Can you help with commercial or large-scale investments?

Yes, advisory services include commercial assets, hotels, and large-scale investment projects.

What is the difference between new build and resale properties?

New build properties are newly constructed, while resale properties have had previous owners. New builds often come with modern standards and developer warranties.

Are new build properties safer to buy?

New builds offer modern standards and guarantees, but require proper evaluation of the developer, project stage, and legal protections.

What should I consider when buying off-plan?

It is important to assess the developer's track record, construction timelines, legal guarantees, and bank guarantees that protect your deposit.

Do you check property documentation before purchase?

Yes, all key documentation — including title deeds, planning licences, and encumbrances — is thoroughly reviewed before proceeding with the purchase.

What role does the notary play in Spain?

The notary ensures the transaction is legally valid, witnesses the signing of the title deed, and facilitates registration of the property in your name.

What services do you provide beyond the purchase?

A comprehensive, end-to-end real estate service is offered, covering property search, sales and investment advisory, market analysis, negotiation, legal coordination, NIE assistance, bank account setup, financing management, relocation support, and post-purchase property management.

Do you help with utilities, taxes, and administration?

Yes, full assistance is provided with utilities connection, local taxes, and all administrative procedures following the purchase.

Can you assist with relocation and settling in Spain?

Yes, comprehensive support is available for relocation, residency applications, and settling into your new life in Spain.

Do you offer property management after purchase?

Yes, ongoing support and full property management services — including rental management — are available after purchase.

Properties (EN) - Capital Union Investment

New Build

459,000 €

Guardamar del Segura, Alicante, Spain

Villa Guardamar del Segura

In the charming area of Alicante, specifically in El Raso, Guardamar del Segura, an exceptional residential opportunity awaits. This newly developed complex, offering residences between 78 m² and 80 m², is a symbol of modern luxury, providing an unparalleled living experience near the coast at a price range of 249,000 € to 329,000 €. Each unit is meticulously designed to provide high-quality apartments just steps from the beachfront. Exclusive private communal areas and luxurious amenities ensure residents enjoy comfort and style in every aspect of their daily lives. This residence incorporates smart home technology, allowing inhabitants to control their living spaces effortlessly using mobile devices. Integrated alarm systems, smart cameras, intercoms, and appliances including air conditioning contribute to the overall convenience and efficiency of this smart home experience. Among its many features, the community boasts a large saltwater pool. This offers residents a perfect setting to swim, sunbathe, or simply relax, becoming a personal oasis just a few strides from their doorstep. For recreational activities, the community presents a mini-golf course providing enjoyment for all ages. This space is ideal for honing one's swing or simply spending a delightful time with family and friends. Efficiency and productivity are also catered to with a dedicated co-working space and a café area. These facilities provide an optimal environment for those working from home, offering a clear distinction between work and relaxation areas. The community's premium spa ensures residents have access to complete relaxation. From massages to facial and body treatments, the spa offers a range of indulgent services. It's also a perfect venue for socialization, allowing residents to connect with their neighbors in a serene setting. Living in this idyllic location offers a blend of serene coastal life with easy access to the cultural vibrancy of Guardamar del Segura. Residents can enjoy beautiful beaches and local traditions, all while residing in a community designed for modern lifestyle needs. This area combines scenic beauty with convenient urban living, making it an exceptional place to call home.

3 Beds

2 Baths

1 Pool

View Details

New Build

138,710 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

1 Beds

1 Baths

1 Pool

View Details

New Build

510,000 €

Cartagena, Murcia, Spain

Villa Cartagena

Discover an exclusive selection of properties in the scenic area of Complex, located in the vibrant region of Murcia, Cartagena. This collection offers customizable options tailored to meet diverse family needs, set on plots ranging from 400 to 800 square meters. With prices spanning from 455,000 € to 595,950 €, these residences perfectly blend luxury and comfort, providing an ideal living experience. Designed to meet modern living standards, these new constructions offer a choice of homes ranging from 103 m² to 153 m², featuring between 2 and 4 bedrooms. Perfect for those seeking a spacious and comfortable environment, these properties are ideally located just minutes from the stunning beaches of the Mar Menor and the mesmerizing Mediterranean coast. Here, one can enjoy serene privacy amidst breathtaking natural beauty. The cities of Murcia and Cartagena are renowned for their rich history and lively cultural scene, located conveniently nearby. Residents can enjoy a wide array of services and family-oriented activities. From exploring the natural wonders of the Calblanque Regional Park with its golden sandy beaches to experiencing the urban charm of Cartagena, living here ensures an unmatched lifestyle filled with diverse experiences.

2 Beds

2 Baths

1 Pool

View Details

New Build

992,500 €

Santa Cruz de Tenerife, Santa Cruz de Tenerife, Spain

Apartment Santa Cruz de Tenerife

Real estate in ICONIC Tenerife phase 2-3 Set in one of the most sought-after locations in the south of Tenerife, this exclusive residential project represents a new benchmark of contemporary luxury on the island. Positioned between the vibrant energy of a lively beach area and the sophistication of a prestigious golf resort, it offers a perfect combination of location, design, and lifestyle. Conceived by a collective vision of esteemed developers and designed by a renowned architect, the project reflects an exceptional harmony between modern elegance and timeless character. The launch of its phase 2 confirms significant market interest, with 85% of the properties already sold, positioning it as one of the most in-demand developments of the moment. Advantages of a new building ICONIC Tenerife phase 2 Every residence has been designed to maximise the living experience, offering panoramic and uninterrupted ocean views from all units. The architecture prioritises the connection with the natural surroundings, seamlessly integrating indoor and outdoor spaces. Highlighted features include: Sea views from all properties.Private pools designed for relaxation and unwinding.Spacious terraces, perfect for both relaxation and entertainment.High-quality local materials, blending Tenerife's tradition with a contemporary aesthetic.Top brand equipment, guaranteeing comfort and durability. The project incorporates modern solutions focused on sustainability and energy efficiency, aligned with the new demands of the luxury residential market: High-efficiency heat pumps.Charging points for electric vehicles.Construction systems designed to reduce energy consumption and increase thermal comfort. All this contributes to a responsible, comfortable, and future-ready living experience. Life in the city Santa Cruz de Tenerife The location offers a unique diversity of lifestyles: from the dynamism, leisure, and beaches of a bustling coastal area to the tranquillity, exclusivity, and golf courses of a high-class location. Its excellent accessibility allows for a quick connection to the main attractions of southern Tenerife, combining privacy with proximity to first-class services, gastronomy, and activities. The natural surroundings, with green landscapes and open views to the Atlantic, enhance the sense of well-being and exclusivity.

2 Beds

2 Baths

1 Pool

View Details

New Build

1,215,000 €

Santa Cruz de Tenerife, Santa Cruz de Tenerife, Spain

Apartment Santa Cruz de Tenerife

Real estate in ICONIC Tenerife phase 2-3 Set in one of the most sought-after locations in the south of Tenerife, this exclusive residential project represents a new benchmark of contemporary luxury on the island. Positioned between the vibrant energy of a lively beach area and the sophistication of a prestigious golf resort, it offers a perfect combination of location, design, and lifestyle. Conceived by a collective vision of esteemed developers and designed by a renowned architect, the project reflects an exceptional harmony between modern elegance and timeless character. The launch of its phase 2 confirms significant market interest, with 85% of the properties already sold, positioning it as one of the most in-demand developments of the moment. Advantages of a new building ICONIC Tenerife phase 2 Every residence has been designed to maximise the living experience, offering panoramic and uninterrupted ocean views from all units. The architecture prioritises the connection with the natural surroundings, seamlessly integrating indoor and outdoor spaces. Highlighted features include: Sea views from all properties.Private pools designed for relaxation and unwinding.Spacious terraces, perfect for both relaxation and entertainment.High-quality local materials, blending Tenerife's tradition with a contemporary aesthetic.Top brand equipment, guaranteeing comfort and durability. The project incorporates modern solutions focused on sustainability and energy efficiency, aligned with the new demands of the luxury residential market: High-efficiency heat pumps.Charging points for electric vehicles.Construction systems designed to reduce energy consumption and increase thermal comfort. All this contributes to a responsible, comfortable, and future-ready living experience. Life in the city Santa Cruz de Tenerife The location offers a unique diversity of lifestyles: from the dynamism, leisure, and beaches of a bustling coastal area to the tranquillity, exclusivity, and golf courses of a high-class location. Its excellent accessibility allows for a quick connection to the main attractions of southern Tenerife, combining privacy with proximity to first-class services, gastronomy, and activities. The natural surroundings, with green landscapes and open views to the Atlantic, enhance the sense of well-being and exclusivity.

2 Beds

2 Baths

1 Pool

View Details

New Build

192,137 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

2 Beds

1 Baths

1 Pool

View Details

New Build

164,044 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

1 Beds

1 Baths

1 Pool

View Details

New Build

193,433 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

2 Beds

1 Baths

1 Pool

View Details

New Build

138,710 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

1 Beds

1 Baths

1 Pool

View Details

New Build

193,433 €

Cullera, Valencia, Spain

Apartment Cullera

An exclusive new development located in one of the most tranquil and central areas of Cullera, just minutes from the beach. The building features contemporary architecture with organic lines and spacious terraces designed to maximise natural light and comfort. The homes offer bright spaces, a Mediterranean design, and a careful selection of high-quality materials. Each apartment is equipped with advanced thermal and acoustic insulation, high-efficiency exterior carpentry, aerothermal climate control, underfloor heating, domotics, a minimalist integrated kitchen, and bathrooms with premium finishes. The building also boasts high-value communal areas: a swimming pool, rooftop solarium, relaxation area, and private parking included in the price. Situated in the heart of Cullera, the building allows easy walking access to shops, services, transportation, and the beach area. An ideal location for both permanent residence and investment, in an environment with high demand and excellent quality of life.

2 Beds

1 Baths

1 Pool

View Details

New Build

544,500 €

Cartagena, Murcia, Spain

Villa Cartagena

Discover an exclusive selection of properties in the scenic area of Complex, located in the vibrant region of Murcia, Cartagena. This collection offers customizable options tailored to meet diverse family needs, set on plots ranging from 400 to 800 square meters. With prices spanning from 455,000 € to 595,950 €, these residences perfectly blend luxury and comfort, providing an ideal living experience. Designed to meet modern living standards, these new constructions offer a choice of homes ranging from 103 m² to 153 m², featuring between 2 and 4 bedrooms. Perfect for those seeking a spacious and comfortable environment, these properties are ideally located just minutes from the stunning beaches of the Mar Menor and the mesmerizing Mediterranean coast. Here, one can enjoy serene privacy amidst breathtaking natural beauty. The cities of Murcia and Cartagena are renowned for their rich history and lively cultural scene, located conveniently nearby. Residents can enjoy a wide array of services and family-oriented activities. From exploring the natural wonders of the Calblanque Regional Park with its golden sandy beaches to experiencing the urban charm of Cartagena, living here ensures an unmatched lifestyle filled with diverse experiences.

3 Beds

3 Baths

1 Pool

View Details

New Build

682,000 €

Cartagena, Murcia, Spain

Villa Cartagena

Discover an exclusive selection of properties in the scenic area of Complex, located in the vibrant region of Murcia, Cartagena. This collection offers customizable options tailored to meet diverse family needs, set on plots ranging from 400 to 800 square meters. With prices spanning from 455,000 € to 595,950 €, these residences perfectly blend luxury and comfort, providing an ideal living experience. Designed to meet modern living standards, these new constructions offer a choice of homes ranging from 103 m² to 153 m², featuring between 2 and 4 bedrooms. Perfect for those seeking a spacious and comfortable environment, these properties are ideally located just minutes from the stunning beaches of the Mar Menor and the mesmerizing Mediterranean coast. Here, one can enjoy serene privacy amidst breathtaking natural beauty. The cities of Murcia and Cartagena are renowned for their rich history and lively cultural scene, located conveniently nearby. Residents can enjoy a wide array of services and family-oriented activities. From exploring the natural wonders of the Calblanque Regional Park with its golden sandy beaches to experiencing the urban charm of Cartagena, living here ensures an unmatched lifestyle filled with diverse experiences.

4 Beds

3 Baths

1 Pool

View Details

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Villa Guardamar del Segura

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Apartment Santa Cruz de Tenerife

Apartment Santa Cruz de Tenerife

Apartment Cullera

Apartment Cullera

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Apartment Cullera

Apartment Cullera

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Villa Cartagena

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Villa Guardamar del Segura

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